How to Sell NetSpend, GO2Bank, Greendot, OnePay, MoneyPak on FlipEx in Nigeria
Prepaid debit cards like NetSpend, GO2Bank, Greendot, OnePay, and MoneyPak are bank-issued financial products. They function as reloadable debit cards tied to a bank account, issued by banks like MetaBank (now Pathward), Green Dot Bank, or Bancorp Bank. Some of these prepaid cards may carry a Visa or Mastercard logo and can be used anywhere those networks are accepted.
Gift cards, by contrast, are store credit vouchers (Walmart, Amazon, Sephora) or open-loop prepaid cards (Vanilla Visa, OneVanilla) with a fixed, non-reloadable balance. The two product types look similar but behave differently, verify differently, and trade at different rates on FlipEx.
It is important to understand this distinction between Prepaid debit cards and gift cards because the card type determines the trade flow on FlipEx. Selecting "Visa gift card" when you actually have a NetSpend prepaid debit card will cause the trade to fail verification. Select the correct prepaid debit card category.
The five prepaid debit card brands FlipEx accepts
Each brand below is a distinct product with its own issuing bank, features, and card structure. Here is what you need to know about each.
NetSpend
NetSpend is one of the oldest prepaid debit card providers in the US, now owned by Pathward (formerly MetaBank). NetSpend cards function as Visa or Mastercard debit cards tied to a NetSpend account. They are reloadable at over 130,000 locations in the US, support direct deposit, and can be used for online and in-store purchases anywhere Visa or Mastercard is accepted.
- Issued by Pathward, N.A. (formerly MetaBank).
- Visa or Mastercard branded.
- Reloadable. Card balance can be topped up via direct deposit, cash reload, or bank transfer.
- Often received by Nigerians from US-based family who use it as a way to send money, or from employers who pay via prepaid card instead of direct deposit.
GO2Bank
GO2Bank is a mobile banking platform owned by Green Dot Corporation. The GO2Bank debit card is a Visa-branded card tied to a GO2Bank checking account. It offers features like early direct deposit, cash back on online purchases, and free ATM withdrawals at select locations. GO2Bank cards are common among Nigerians who set up US-based bank accounts remotely.
- Issued by Green Dot Bank.
- Visa branded.
- Functions as a full checking account debit card, not just a prepaid card.
Greendot (Green Dot)
Green Dot is both a bank (Green Dot Bank) and a prepaid card brand. Green Dot prepaid debit cards are sold at major US retailers (Walmart, CVS, Walgreens, Dollar General) and can be loaded with cash at over 90,000 retail locations. They are Visa or Mastercard branded and function as reloadable debit cards.
- Issued by Green Dot Bank.
- Visa or Mastercard branded.
- Note: the Walmart MoneyCard is also a Green Dot Bank product. If your card says "Walmart MoneyCard", use the dedicated Walmart MoneyCard article instead.
OnePay
OnePay (previously known as AccountNow) offers prepaid Visa debit cards that function as alternatives to traditional checking accounts. OnePay cards support direct deposit, online bill payment, and ATM withdrawals. Less common than NetSpend or Green Dot, but still encountered by Nigerians who receive funds from US-based sources.
- Visa branded.
- Reloadable via direct deposit and cash reload.
Green Dot MoneyPak
MoneyPak is slightly different from the others. It is not a card. It is a cash reload product sold by Green Dot. You buy a MoneyPak at a retail store (CVS, Walgreens, Dollar General, Family Dollar, and others) and use the reload number to add funds to an eligible prepaid or bank debit card. MoneyPak itself carries a reload number, not a card number. It is essentially cash in code form.
- Sold in denominations from $20 to $500.
- Not a card. It is a reload code. The trade flow on FlipEx for MoneyPak is code-based, not photo-based.
- MoneyPak is one of the most frequently used products in scams. If someone asks you to buy a MoneyPak to "pay a fee" or "verify your identity", it is a scam. Never share a MoneyPak reload number with someone you do not trust.
Steps to Sell Prepaid Gift Cards on FlipEx
The trade flow is similar across all five brands, with minor differences in what you upload.
- Open the FlipEx app or visit flipexapp.com. Sign up or sign in.
- Tap "Sell Gift Cards" and look for the specific prepaid debit card brand (NetSpend, GO2Bank, Greendot, OnePay, or MoneyPak). If the brand is not listed, use the in-app "Sell Other Card" feature.
- Select the card type and enter the balance or denomination.
- Check the live Naira value on the Rate Calculator.
- For card-based products (NetSpend, GO2Bank, Greendot, OnePay), upload clear front and back photos of the card. For MoneyPak, enter the reload number from the receipt.
- Submit. FlipEx verifies the balance. On confirmation, Naira lands in your FlipEx wallet. Withdraw to any Nigerian bank account.
How prepaid debit card rates differ from gift card rates
Prepaid debit cards generally trade at different rates from store gift cards and open-loop Visa/Mastercard gift cards. The main factors:
- Verification complexity - Prepaid debit cards require balance verification through the issuing bank's system, which is more complex than checking a simple gift card balance. This affects the rate.
- Reload risk - Prepaid debit cards are reloadable so, there is a risk that the balance changes between verification and settlement. This risk is priced into the rate.
- Card status - A prepaid debit card that has been reported lost, stolen, or frozen by the issuer will fail verification. Always ensure the card is in good standing before trading.
- The Rate Calculator shows the live rate for each specific product type before you confirm.
Frequently asked questions
What is the difference between a prepaid debit card and a gift card?
A prepaid debit card (NetSpend, GO2Bank, Greendot) is a bank-issued, reloadable debit card tied to an account. A gift card (Walmart, Amazon, Sephora) is a fixed-balance store credit voucher. They look similar but are different products. On FlipEx, select the correct category for your specific product.
Is the Walmart MoneyCard a prepaid debit card or a gift card?
It is a prepaid debit card, issued by Green Dot Bank with Walmart branding. It has its own dedicated article: how to sell Walmart MoneyCard for cash in Nigeria.
Can I sell a prepaid debit card with zero balance?
No. FlipEx verifies the balance before processing the trade. A card with zero balance has no value to trade.
Is MoneyPak safe to sell on FlipEx?
Yes, selling a MoneyPak reload code you purchased yourself is safe and legitimate. What is not safe is buying a MoneyPak at someone else's request to "pay a fee" or "unlock" something. That is a common scam pattern. See how to spot a legitimate platform for more on protecting yourself.
Why is my prepaid card showing as invalid?
Common reasons: the card has been reported lost or stolen by the original holder, the account has been closed by the issuing bank, the card has expired, or there is a balance hold placed by the issuer. Contact the issuing bank to check the card status before retrying on FlipEx.
Do these cards expire?
Prepaid debit cards typically have an expiry date printed on the front. When the card expires, the issuing bank usually issues a replacement card to the account holder. The balance does not disappear on expiry, but the physical card stops working. If your card is expired, contact the issuer for a replacement before trying to trade.
Can I sell a prepaid card from another country (UK, Canada)?
The brands covered in this article (NetSpend, GO2Bank, Greendot, OnePay, MoneyPak) are US-issued products. For non-US prepaid cards, use the in-app "Sell Other Card" feature or contact FlipEx support for a quote.
FlipEx is a registered fintech operating in Nigeria, the UK, and the USA, profiled by Vanguard and TechCabal. Live rate visible before you commit, no hidden fees, wallet payout then bank withdrawal, 24/7 support. For the full platform review, see is FlipEx legit and how safe is it.
Check the live rate for your specific prepaid debit card on the FlipEx Rate Calculator or download the app to start.
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